What is Title Insurance?

When purchasing a home, it's important to know that you are buying
exactly what you intended. A title company begins this task by researching
the historical records concerning a property. These records include deeds,
court records, property tax records, county assessment records & property
and name indexes.

Why Do You Need Title Insurance?

You need title insurance because any home, no matter how new or
apparently secure, is built on land as old as the earth itself. Undoubtedly,
this land has had many previous owners. Claims against any one of these
persons can be filed against the property and you as the present owner.
Title insurance protects against loss due to unexpected rights on the
property and also protects against any "hidden hazards" that are not
revealed by even the most diligent title search. A title policy also insures
that your title is marketable, which is valuable protection when the time
comes to sell your home.